I say this because I know the plans that I have for you.” This message is from the Lord. “I have good plans for you. I don’t plan to hurt you. I plan to give you hope and a good future. Jeremiah 29:11

Direct debts can save you both time and money, if used correctly. If you purchase anything which will involve payments over a period of time, then you are usually advised to set up. It is a method where on a given date the company, let’s say the phone company, will take an agreed amount. This will save you the time it would take to get to the bank, queue up and pay. As convenient as it is for you, the retailer also gets a set amount which keeps their account healthy on a month by month basis, and let’s not forget the interest they are accumulating!

If you don’t set up a direct debit, then you will just have to rely on your memory and either go to the bank as I have said before or do a direct payment through internet banking. As long as the agreed amount gets to the correct account by the set date then all is well. If not then late charges kick in, brown letters land on your doorstep, phone calls at inconvenient times and the stress of knowing you gave away money you could have put to better use.

So what is a direct debit guarantee?

The Direct Debit Guarantee (or the “Direct Debit Indemnity”) is the Direct Debit scheme's customer protection and one of the main reasons the scheme is so popular. As a customer, the Direct Debit Guarantee protects you against payments made in error or fraudulently, making Direct Debit the UK's safest payment method.

Have you considered setting up a direct debt guarantee with Jesus? Agreeing a set amount of either time, effort, money and then making a prayer promise to seal it? You will be surprised by the amount of blessings it yields.

Why not give it a try?

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